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Mức lương:  Thoả thuận

Loại công việc:  Toàn thời gian

Kinh nghiệm: 3 năm kinh nghiệm

Số lượng tuyển: 1

Hạn nộp hồ sơ: 2025-11-23

Ngày đăng: 2025-11-23 14:23

Danh mục:  Tài chính/ngân hàng/bảo hiểm

Mô tả công việc

  • Conduct in-depth credit reviews, analyzing net income, debt service coverage, bank transactions, financial history, and projections including earnings, depreciation, and EBITDA.
  • Prepare Credit Approval Memorandums for underwriting commercial equipment finance agreements and leases.
  • Provide analysis and recommendations on creditworthiness and transaction structure.
  • Complete security perfection searches and Suits, Liens, and Judgements searches to ensure collateral security perfection.
  • Research and validate equipment value through online resources.
  • Pull and analyze personal credit and Pay net reports.
  • Collaborate extensively with Sales Coordinators and the SVP Credit.
  • Ensure accurate completion of credit approval requirements prior to funding transactions.
  • Mentor and train junior credit analysts, fostering a culture of continuous improvement and risk minimization.
  • Embrace a mindset of change, focusing on enhancing underwriting quality

Yêu cầu

  • Bachelor’s degree in Business or a related field; a Master of Business Administration (MBA) is preferred.
  • Minimum of 3 years’ experience as a Credit Analyst, preferably in commercial finance or equipment leasing.
  • Fluent in English, with exceptional communication and interpersonal skills.
  • Proficient in Microsoft Excel, Microsoft Teams, and other Microsoft Office applications; familiarity with AI technologies and ChatGPT is an advantage.
  • Proven ability to work independently, manage multiple tasks, and solve problems effectively.

Phúc lợi

  • A competitive monthly salary based on your ability
  • 13th month Tet bonus & bi-annual performance bonus
  • 12 Annual leaves + 2 Sick leaves
  • Annual salary review
  • Attractive employee awards
  • Social insurance and healthcare insurance upon Vietnam Labor Code
  • PTI insurance package, and annual health check
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